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    Fixed Annuity: A Fixed Annuity is very easy to use and understand. With a Fixed Annuity, you invest your money with an insurance company who in turn pays you a fixed rate of interest for a specific amount of time. When the contract expires, you have the choice to take your investment back in a lump sum or as an income stream.

     

    Variable Annuity: In a simple overview, the Variable Annuity is an investment that is in the market and carries varying levels of risk. Variable Annuities receive mixed reviews because they are not necessarily for everyone. The purpose of the investment and the age of the investor often determine the appropriateness of this type of annuity. Variable Annuities can have more fees attached to them than fixed or indexed annuities.

     

    Indexed Annuity: An Indexed Annuity can be considered a mix between the Variable Annuity and the Fixed Annuity. Indexed Annuities offer the potential for a higher return than a Fixed Annuity and less risk than a Variable Annuity.

     

    Fixed Annuity: A Fixed Annuity is very easy to use and understand. With a Fixed Annuity, you invest your money with an insurance company who in turn pays you a fixed rate of interest for a specific amount of time. When the contract expires you have the choice to take your investment back in a lump sum or as an income stream.

     

    Variable Annuity: In a simple overview, the Variable Annuity is an investment that is in the market and carries varying levels of risk. Variable Annuities receive mixed reviews because they are not necessarily for everyone. The purpose of the investment and the age of the investor often determine the appropriateness of this type of annuity. Variable Annuities can have more fees attached to them than fixed or indexed annuities.

     

    Indexed Annuity: An Indexed Annuity can be considered a mix between the Variable Annuity and the Fixed Annuity. Indexed Annuities offer the potential for a higher return than a Fixed Annuity and less risk than a Variable Annuity.

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